In his explanation about income, Mr. Irving (p.5) posits that the lower penetration rate in the under $5,000 income bracket is due to students.
I am assuming that this is referring to college students. This explanation seems to contradict the reports from last week that showed students as having more access to computers and the Internet. Further, as I look around campus and think about 'college life' it seems that students probably have the greatest access to computers and Internet. Even if he was referring to high school students (with parttime jobs?), it would seem that they too would have access through the schools.
What do you think about with Mr. Irving's explanation? Are my assumptions about students incorrect?